Advantage One Mortgage Services

Mar 2016

When we decided to start the process of buying a home, my husband left it up to me to do all the research and gather information. As any first time homebuyer can tell you, it is an incredibly overwhelming experience....especially when it comes to the mortgage. However, Larry and Kyle Cutwright made everything easy and clear. They are a father-son team, and I am just so thankful we used them. Larry was extremely patient with me, explaining everything I needed to know in the beginning. He answered a million questions via phone or email and answered them quickly. He always provided us with a complete breakdown of numbers, plus options, no matter how many times we wanted to change our financial scenario. Kyle then took over and completed the mortgage for us. Both of them gave us such personal service, like meeting on a weekend to answer questions and even dropping by our house for paperwork exchange! We are extremely grateful to them for streamlining everything and helping us make the home buying procedure that much easier. I highly recommend you use Larry or Kyle for your mortgage needs!

Mar 2012

I have worked with Larry Cutright on three different transactions. He is simply awesome! Back in 2001, we tried to buy a new Castle and Cooke home in Mililani Mauka Legacy. The in-house lender (BOH) would not approve us. They gave us a really hard time and practically laughed at some information on our credit app. We met with Larry and he EASILY qualified us for a 5% down loan through, guess who? BOH!!! Oh how I wanted to rub that in the original loan officer's face! We sold that house to buy a house in Salt Lake in 2003. A BIG jump. Again, Larry was able to help us obtain the loan that we needed to buy the home of our dreams. Larry works with what you have to help and ADVISE you of the best direction for YOU. In October of last year, we were looking to move into another single family home. I got quotes from both my credit union and from Advantage One, and the best deal was through Advantage One. Larry not only finds the best deal that applies to your situation, he really cares about you and does his best to help educate you to make the best decision. I swear, its like sitting in my college Econ class all over again! I have a BBA and an MSIS, and Larry, with over 30 years of experience, had lots to teach and share with me! If you don't want to learn or don't have time to listen, then just say the word, and it is done. The one outstanding thing that amazes me about Larry... He will advise you for what is best for you... even if that means he won't make any money... He is that good. He won't sell you down the river. He is long established and doesn't need to make any more money. He honestly likes helping people achieve their long life dream of home ownership. I may never need another mortgage, but if I do, I will definitely use Advantage One!