Financial Planners near San Ramon

“Trustworthy. Knowledgeable. Good communication. Sound advice. Veraz Advisors take good care of my money.“

“Well, where do I start? Let’s start back in 2000. I was my own super star investor. I rocked it with 80% gains one year. This was with the security for my future. I was doing awesome… until I wasn’t. I lost over 70% of my valuable retirement 401k in the Dot.Com crash. It took me 10 years to just get back to parity. It taught me a few very valuable lessons in investing, the main one being “I Suck At It”. In 2007 a person at work brought Richard to my attention and we attended one of his dinners where he presented his philosophy toward investing retirement accounts. His main objective is to try and never lose your clients’ money. Granted that can never be guaranteed but he definitely tries his best. We decided to move our Fidelity accounts to Secure Retirement for him to manage since I was actually getting closer to retirement. Soon after we did, the 2007 financial crisis hit. Remember what happened in 2001-2001 with me? Cruised right through it with some gains to boot. One person I follow made a comment that “they” always say you don’t want to miss the best up days of the market. But you REALLY want to miss the worst down days which we did and I could put 2001 behind me. It can be frustrating when others you know are making far more gains in their account than you may currently experiencing but recently I spoke with a person that last year was telling me they were doing great. They made over 20%. Well just recently they are very frustrated that they have lost 30% this year (and possibly more to come). I believe that Richard and Jeff truly have their client's best interest in mind at all times. I would like to address a previous comment regarding “recommending worthless REIT’s”. Jeff researches these things to death and does his best to bring the ones to the table that hopefully will provide good returns but still can never be guaranteed. We are currently in two of them. Yes, it took a couple more years than anticipated before the first REIT we bought liquidated (Pandemic maybe?) but our first “Worthless REIT” just funded and returned 168%. Patience (even though it is not my strongest suit). Speaking for myself, you have an emotional attachment to your retirement savings since it may be your lifeline and putting that responsibility with Richard and Secure Retirement has been very helpful. If you are considering Secure Retirement I would recommend setting up an appointment to talk with them because YOU need to feel comfortable and it is YOUR money.“

“My experience with Alamo Capitol has been very positive. I have been especially happy with the relationship I have developed with my personal representative, Adam Gold. He has worked closely with me to develop an investment strategy, and I feel he has my best interests at heart. I recommend the highly them.“

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“Bob is the only man I trust my money with. All of the staff have been great to work with especially Belinda and Roy.“

“I am really impressed with the "non-sales" advice and the depth and quality of the analysis Greg and his team provided.It's great to have an expert who provides guidance without the constant sales pitch.I strongly recommend Greg O'Donnell and team.“

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“I have worked with David for almost three years and he is fantastic! Empathetic but highly professional, he has helped me look at the complexities of financial issues with greater understanding and sense of control. He helped me through the intricacies of transferring my husband's civil service benefits into investments which continue to increase earnings after my husband death. He is very patient and he listens. His financial advice speaks clearly from a place of financial acumen and personal life experience. I am not a big investor but in his followup calls and prompt answering of my emails, I feel his personal interest and knowledge of my family situation. It is a great comfort to know that my money is being handled by a gentleman who is doing all he can to make my money last as long as I do!“

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“Dr. Mike is a fantastic accountant and financial advisor. He has helped my wife and I plan for our future. He is a great guy and gives wonderful advice. God Bless you Dr. Mike and thank you for helping us file our taxes and plan our finances.“