Bay Financial Company

Aug 2011

I was looking to buy a home, but with the mortgage rates as they are, well let's just say my search was stalled. Until a friend recommended Bay Financial Company. Darya Gringauz not only led me step by step on what a first time home buyer needs and should know, she and her team also solved my mortgage dilemma. They have reinvigorated my dream to have a home to call my own. Thank you Darya and Bay Financial.

Aug 2011

Darya Gringauz rocks. She was recommended to me by a colleague. From our first phone call, to the closing of our financing, she was thorough and was with us every step of the way. She has clearly communicated the process including the loads of documents that the underwriter will require. We have closed our home in a record time of 30 days thanks to her efforts. I highly recommend Darya and Bay Financial to all the home buyers.

Apr 2010

This is the 3rd time I use Bay Financial Company and their VP of Residential Lending: Edward Khalfin in the purchase of a new house in the Bay Area. I can honestly say that not only they will find very competitive rates and products in your quest for the right mortgage but their service is flawless and prompt. If you are looking to buy a new home without the headache of shopping around for a mortgage, I highly recommend Edward Khalfin.