Capital Loan Associates

May 2022

One of my greatest joys in life is watching people on their "A" game. Joe Flanagin from Capital Loan Associates, was definitely on his A game. He was very knowledgeable, available, and professional. He walked me through the purchase of my first home with ease and confidence. I would recommend him to anyone looking to purchase a home.

Apr 2022

Joe Flannigan was so helpful and patient every step of the process. I even canceled the deal because my friends thought I could get a better deal. I tried to do better and couldn’t do better, even with another friend who works at a bank. The process was way easier than all those never ending online applications. It was phone conversations and emails with a nice professional and informative guy and his positive and helpful assistant Peggy. Besides Joe getting it all done in time for us to hold onto our rate lock, her polite persistence was one of the major factors that helped us save money every month for the next 30 years. My schedule is so busy and I would have not gotten this all done without her kind prompts every step of the way. Being on the East coast and them on the West coast meant I could ask questions after my work and he would still be at the office. However, he also would answer questions in the early afternoon too. He also let me handle working it out my husband. I have had companies say that we both had to be there for every step of the process. With our opposite schedules being able to just relay info to my husband was so helpful and convenient. I will never know if there was some magical deal I missed but I don’t know anyone who is saving more than we did. Also, I can’t imagine having an easier time with the process. I guess I will see when I have to make the new payments how it goes. I will revise this if something crazy happens. As for now any bad reviews must be from people on here who did Not work with Joe and Peggy.

Apr 2022

I worked with Joe Flanagan both on the original financing on my home 2 years ago, and on the refinance last month He gave me plenty of options and was persistent and patient in giving me the help I needed. The rate was as good as any offered and the costs were very competitive.What impressed me most is that even after we had settled the financing, Joe was able to shave another .125% off of the rate. Between that and how easy and clear he made the process, I have no problem recommending his services.