“Chuck Green is the best! I have relied on him to help me with several refinances because my financial situation is a bit tricky for most lenders. On the last refinance, as with the previous ones, he worked very hard to get the timing right for the lowest rate possible. He was always very responsive to questions (usually responding almost immediately, even on weekends!) and offered suggestions and good advice to make the process go as smoothly as possible. He kept me well informed and virtually held my hand throughout the entire process. This was in addition to getting me a very favorable rate with low closing costs. I have full confidence in Chuck's honesty, integrity, and dedication to his clients.“
“I was looking to buy a home, but with the mortgage rates as they are, well let's just say my search was stalled. Until a friend recommended Bay Financial Company. Darya Gringauz not only led me step by step on what a first time home buyer needs and should know, she and her team also solved my mortgage dilemma. They have reinvigorated my dream to have a home to call my own. Thank you Darya and Bay Financial.“
“In the past one year or so Joanne has lowered our mortgage rate TWICE, once at the beginning of 2021 and the other at the beginning of 2022. All at NO COST with no point and no fee. Each time we did check the outside market and yes Joanne’s terms were always much better than other competitors. Her devotion and diligence made her processing speeds amazingly fast . We were very happy and satisfied for her accomplishments.Facing the uncertainties of interests hiking from federal reserve We feel very lucky and deeply thankful to Joanne for her big contributions to our family’s mortgage needs. We for sure will always keep her as our first choice for all of our financing and refinancing needs in the future.“
“John helped us with a cash-out refi. He was super helpful at laying out our options, very patient with our questions, and helped navigate the conditions on our approval. John is very responsive, has a friendly demeanor, and overall was a pleasure to work with. We did everything via the phone and internet, except for the final signing, where a mobile notary came to our house. Highlight recommended!“
“Lorraine is absolutely fantastic. Always quickly responding and on point. Wouldn't get the current residence if not for RMC.“
“This review is looong over due . I've been working with Jeff and his team for many years . They are efficient and executed every transaction that we inquire. Everything was pain free and smooth . He is the go to person for refinancing, looking into a new home loan ,and advice on finances. His assistant (Alexis) is thee best , she's so easy to work with . Thank you HPI Financial for everything and I will continue to refer everyone I know to you . Highly recommend if you are looking into this cooperation.“