On Time Financial

Mar 2023

I see alot of bad reviews and I personally never had an issue with this company.I got my car a few months before the Covid-19 Pandemic and of course, i fell short on a few payments. By short I mean I never pay ON TIME they usually call me 10 days after and I make the payment.There has been times where I needed a few more days to come up with the payment and I never had an issue communicating and rescheduling a payment date. This is even after the 10 day late payment call.They never reported a late payment on my credit and my payment history is 100% with them.Not once have they came to steal my car, but then again, my mechanic removed that GPS longggggg ago lol.I have...read full review

Mar 2015

The interest was a bit high even for some of the other lenders out there, but they got me out of a tight spot when I was in need and I now own the car, still very happy with it. They were fast and friendly. They need to post more information on their website, like office hours etc. but other than that was a good experience.