Leal Financial Planning

May 2024

I first went to see Karl as i approached retirement, more than 5 years ago. I had no idea how to manage the money i had accumulated in my retirement 403B, how long it might last, nor how to budget in retirement. SO so glad i found him. He is independent and does NOT work on commission. He gives straight forward and transparent information and advise. Great explanations. The advice has paid off. Importantly, Karl is also a professional, good and honest guy. Very smart and i truly trust him. As i told him yesterday "Thank you Karl, you have made such a difference in my life and i appreciate you!"

Oct 2021

I worked with Karl a few years ago to vet and improve the structure of my finances, for now and for retirement. Our interactions were always cordial, professional, and most importantly enlightening. I was glad to be able to take what he taught me and implement it myself rather than simply hitch my wagon to someone else who just sees me as a ticket to 1% fees forever.By now things have changed, and its time for me to do some rearchitecting of my finances. You bet I'm going back to speak with Karl.

Jul 2021

I honestly couldn't be happier with my time consulting with Karl over my finances. He's been the first financial advisor to help me navigate the world of 401Ks and investments and boy am I glad that it was him to do so! He has immense passion for and expertise in his field, which culminates in his being able to distill complex topics into understandable and engaging conversations. Unlike some commission-based advisors, Karl is never pushy - he simply gives me the all the information that I need to make my decision. I hope to use his services for many, many years to come and would 100% recommend him to anyone looking for a fee-based financial advisor.