First Commerce Financial - NMLS #137512 - Florida

Mar 2026

We came to Kirk and Ken through a family referral, and they lived up to every bit of the hype.

As first-time homebuyers, we had a lot of questions, but they were incredibly patient during our strategy calls. What really set them apart was the tools they provided so we could run the numbers ourselves. That kind of transparency helped us confidently choose a home well within our budget that my wife and I truly love.

Thoughtful, professional, and always responsive, Kirk and Ken made us feel like a priority from start to finish. We're so grateful for their guidance on such a big life milestone. Highly recommend!

Feb 2026

Kirk has helped me navigate the housing tremendously over the past year here in SWFL. He is a realist and understands market dynamics better than many others. If you need to finance or refi a home, he should be the first person you call without a doubt.

Jul 2025

Kirk and Ken are an awesome team to work with! They’re both incredibly knowledgeable, super reliable, and always make sure things move smoothly. Their communication is on point, and you can tell they really care about their clients and partners. Plus, they’re licensed in Texas, Michigan, Florida and Arizona, which makes them even more valuable to work with. I always feel confident having them on a deal — they’re true pros!